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CURRENT 2025 OFFERINGS

$300 BASIC CPN (No Score Ready To Build upon)

USE FOR RENTING A BASIC APARTMENT IN A SMALL COMMUNUTY
REGISTERED WITH ALL THREE BUREAUS-DELIVERED NEXT DAY
(NO SCORE AND NO NEGATIVE HISTORY-READY TO BE BUILT UPON)

https://form.jotform.com/202051128366144

ORDER BASIC PROGRAM HERE NOW!

$550 RENTAL CPN PROGRAM

1 CPN NUMBER (750 SCORE)
1 GOOD AUTHORIZED USER TRADELINE
TARGET: 14-30 DAYS TO COMPLETE

https://form.jotform.com/202104902782145

ORDER RENTAL PROGRAM HERE NOW!

$1550 BLUE CPN PROGRAM ($25k Vehicle)

1 CPN NUMBER
2 ENTRY QUALITY AUTHORIZED USER TRADE LINES
Target: 4 WEEKS TO COMPLETE (720+ SCORE) CAN DOs:
RENT/ENTRY LEVEL CAR LOANS

https://form.jotform.com/211148971761156

ORDER THE BLUE PROGRAM HERE NOW!

$1750 VEHICLE PURCHASE CPN PROGRAM ($60k Vehicle)

3 TOP QUALITY AUTHORIZED USER TRADELINES 30K+ LIMIT

TARGET: 45 DAYS TO COMPLETE (720+ SCORE)

https://form.jotform.com/203166519389161

ORDER VEHICLE PROGRAM HERE NOW!

$2850 FUNDING CPN PROGRAM

1 $15K PRIMARY TRADELINE
2 TOP QUALITY AUTHORIZED USER TRADELINES 40K+ LIMITS

CREDIT CARDS FUNDING (30% FEE ADDITIONAL FROM BACKEND)

TARGET: 45 DAYS TO COMPLETE (720+ SCORE)

https://form.jotform.com/230594586714162

ORDER FUNDING CPN HERE NOW!

PREBUILTS CPN FILES
(Fresh and never touched with logins)

DELIVERED IN 48 HOURS

2 open primaries
$500/$500 lines COST - $1650

2 open primaries
$500/$300 lines COST - $1500

1 open 1 closed COST - $975

1 closed COST - $750

You can find my form "PREBUILT PROFILE " at: https://form.jotform.com/221227399949167

$2650 CREDITSUPREME BUSINESS BUILDER (BEST)

NEWEST AND BEST PROGRAM AVAILABLE ANYWHERE!!!

WE DO ALL THE WORK FOR YOU

WE WILL START FROM SCRATCH AS A START UP FOR YOUR NEW BUSINESS

OR……

WE WILL BUILD UPON YOUR CURRENT OPERATING BUSINESS

10-14 TRADE ACCOUNTS ADDED TO THE BUSINESS THAT ARE USABLE CREDIT LINES

85K ROUGHLY CREDIT LINES AVAILABLE TO YOU
150K IN BUSINESS FUNDING AVAILABLE TO THE BUSINESS AT THE END

SOME FUNDING OPTIONS STOPS ARE AVAILABLE ALONG THE WAY IF NYOU HAVE BUSINESS REVENUE

IF YOU DESIRE….YOU WILL BE ABLE TO CREATE AN UBER BUSINESS NO MONEY DOWN PURCHASES

IF YOU DESIRE….YOU WILL BE ABLE TO CREATE A TURO BUSINESS NO MONEY DOWN PURCHASES

0 DOWN AUTO FINANCING

NO PERSONAL GUARANTEE ON MOST ACCOUNTS
6-9 MONTHS START TO FINISH
FOLLOW ALL INSTRUCTIONS

”YOU WILL NEVER USE YOUR PERSONAL CREDIT AGAIN AFTER OBTAINING THIS PROGRAM”

https://form.jotform.com/221635672565158

ORDER CREDITSUPREME BUSINESS BUILDER

ALA CARTE:

PERSONAL CREDIT PRIMARY CREDIT ACCOUNTS

(Add to CPN/SSN files)

15K PRIMARY REPORTS TO EQUIFAX AND EXPERIAN: COST: $2000

25K PRIMARY REPORTS TO ALL 3 BUREAUS COST: $2500

50K PRIMARY REPORTS TO ALL 3 BUREAUS COST: $2750

75K PRIMARY REPORTS TO ALL 3 BUREAUS COST: $3000

90K PRIMARY REPORTS TO ALL 3 BUREAUS COST: $3250

THESE ARE UNSECURED LOAN PRIMARIES THAT REPORT TO ALL THREE CREDIT BUREAUS

BALANCES REPORTED ABOUT 10% OF THE TOTAL TRADELINE AMOUNT

THESE ARE FROM CREDIT UNIONS

THEY UPLOAD EACH AND EVERY FRIDAY AND REPORT WITHIN 21 DAYS THERE AFTER

CHOOSE ONE, ADD IT TO THE FORM, PAY FOR IT, THEN ITS DONE!

https://form.jotform.com/203345694650155

ORDER SECURED LOAN PRIMARY TRADELINES HERE NOW!

BUSINESS TRADELINES

(THESE REPORT TO BUSINESS LLC/CORPS EIN’S)

$10,000 EXPERIAN BUSINESS AND SBFE
COST: $1300 2 YEARS AGED

$25,000 EXPERIAN BUSINESS AND SBFE
COST: $1850 2 YEARS AGED

$50,000 EXPERIAN BUSINESS AND SBFE
COST: $2500 2 YEARS AGED

$75,000 EXPERIAN BUSINESS AND SBFE
COST: $2350 NEW LINE

$100,000 EXPERIAN BUSINESS AND SBFE
COST: $2950 NEW LINE

$150,000 EXPERIAN BUSINESS AND SBFE
COST: $3250 NEW LINE

THESE LINES UPLOAD AND REPORT TO EXPERIAN BUSINESS + SBFE

Orders must be placed by the 1st and will report between the 14th and the 30th

Businesses will need to register for an Experian business account

https://form.jotform.com/203345694650155

ORDER BUSINESS LINES HERE NOW!

BEST CPN FRIENDLY AND SSN FILE AU TRADELINES

(COPY AND PASTE YOUR SELECTIONS ONTO THE FORM LINK BELOW)

2023 CAPITAL ONE $300 - $400 COST

2023 CAPITAL ONE $400 - $500 COST
2023 BARCLAY 40K (12th) - $750 COST
2023 BARCLAY 20K (15th) - $650 COST

THESE REPORT TO YOUR ADDRESS NOT JUST THE CARDHOLDER ADDRESS !

WE OWN THEM ALL! $1950 FOR ALL THREE BELOW!

2012 PenFed 19.3K (5th) COST: $700
2016 PenFed 19.2 (5th) COST: $700
2018 Wells Fargo 11K(5th) COST: $700

So the advantages of these authorized users are that the Barclays report to any of your addresses on the file which is really special which means whatever address you furnish me is what it will report to most Tradelines don’t work that way, and most of the time never show up on the file because of that.

The three trade lines package that I have each tradeline accounts all have the same matching address thats special too! THESE REPORT WITH THE CARDHOLDER ADDRESS AND WILL BE PROVIDED TO YOU

https://form.jotform.com/203345694650155

ORDER SECURED LOANS PRIMARY TRADELINES HERE NOW!

ITS EASY TO ORDER OUR TRADELINES ALL YOU HAVE TO DO IS CLICK ON THE LINK ABOVE TO ANY PROGRAM AND LIST YOUR TRADELINES AND IT WILL COME RIGHT BACK TO US THEN JUST MAKE THE PAYMENT

TRADELINES MUST BE PAID FOR AND CALLED IN 4 DAYS BEFORE THE DATE LISTED ON EACH TRADELINE AND SHOULD REPORT WITHIN 7 DAYS AFTER THE STATEMENT DATE OF THAT TRADELINE. THEY WILL REPORT FOR MANY MONTHS ON THE CREDIT REPORT. OUR INVENTORY CAN DISAPPEAR MANY WEEKS IN ADVANCE SO ITS ALWAYS BEST TO PURCHASE WELL IN ADVANCE TO AVOOID THE DIASAPPOINTMENT OF A NON REPORTING TRADELINEE. RESERVE YOUR SPOT RIGHT AWAY

PAYMENT METHODS (YOU MUST MAKE YOUR PAYMENT TO ONE OF THE ACCOUNTS LISTED BELOW)

PAYPAL This email address is being protected from spambots. You need JavaScript enabled to view it. (NAVA ELGAR LAKE)

CHIME 818-299-1636 (JON LAKE)

BITCOIN 5% FEE

BANK OF AMERICA DEPOSIT (BY REQUEST ONLY)

ONLY REQUEST A PROGRAM IF YOUR READY TO START RIGHT NOW TODAY! NOT 3 MONTHS FROM NOW

24 YEARS IN BUSINESS

CALL US / TEXT US

CLICK ON THE LINKS ABOVE TO START / MAKE PAYMENT…SIMPLE

310-431-9623

SHAPE MY CREDIT

PREMIUM SERVICES

JON LAKE

JESSICA MALLEY

HELEN MITCHELL

DARNEL WOODSON

JULIAN MONTAGHUE

SYLVIA HERNANDEZ

KAREN GOLDBERG

HUGO MONTALVO

ROBERT FRANKLIN

SAVANNAH BROWN

HARVEY BLOOM

BELINDA TRAN

KAREN NEWMAN

Read more: Credit Repair

Cpn funding program

Here are the turnkey packages below.

Each package comes with the following:
CPN number
DL copy front and back
Email
Credit monitoring
Supporting docs (only if we’re doing the funding)

This is what we need to start
Name
New Working Address
New phone number

Package 1 $1950
2 tradelines
$5k - $20k limit
1-3 years history
Can fund 5k+

Package 2 $2950
3 tradelines
$5k - $20k limit
5+ years history
Can fund 10k+

Package 3 $3500
3-4 tradelines
$5k - $20k limit
1-3 years history
Can fund 15k+

20% funding fee on backend
Add more tradelines….keep the funding going!
Pay the bills on time…keep the score up and keep the funding going!

CPN Number / SCN Number

First we have to say that a CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) are the same exact thing! There are a number of names people will use to refer to a CPN.

Currently the U.S. Government allows you to possess and use another 9 digit number beside your Social Security Number (SSN) to compile your personal financial information. But you are not allowed to abuse these numbers and you will be completely responsible for any debts on your Social Security Number (SSN) and your new credit profile under the CPN Number / SCN Number.

It is your legal right to keep your Social Security Number (SSN) private by using a separate number for credit related purposes. The law says you are only required to disclose your Social Security Number (SSN) to the Internal Revenue Service, your work place (your employer), registering a motor vehicle, applying for a federally backed loan (FHA, Fannie Mae, etc), child support, DSS income, SSI taxes, and buying and registering a firearm.

A CPN Credit Profile Number SCN Second Chance Number will keep your SSN Social Security Number private and prevent it from being used or misused by those individuals or creditors that really are not entitled to ask for or handle it.

Note that a CPN Number / SCN Number does not replace your Social Security Number (SSN)

This number can only be used for credit reporting purposes which means basic consumer credit only and nothing related to the government, FBI, or IRS.

How does a CPN Number and SCN Number Work ?

A CPN Credit Profile Number and SCN Second Chance Number can be utilized in place of one's Social Security Number (SSN) when applying for credit. It is a person's legal right to keep his or her Social Security Number (SSN) private and employ a separate number for credit related reasons after you received the number you will need to TRI-Merge your CPN Credit Profile Number with your personal information and registered with the three credit bureaus. then you will have a clean new credit file this profile will have a 0 credit score at the beginning because like Social Security Number (SSN) you need to build credit step by step. We can add credit reporting information to your ne CPN Credit Profile Number that will reflect a 720+ credit score and many years of instant history all within 30 days.

To Build a Credit Score You Have Two Options:

1.The slow and standard way when you are beginning to build your credit, start off small and look for all options available for those with little to no credit: apply for a no credit check Secured credit cards, Student credit cards & Retail credit cards

2.The faster way is adding Tradelines (authorized user accounts) How do we do that? You can ask to become an authorized user a close family member or friend's credit card is a great option to consider. The history of the card is reported to the credit bureaus, so if you and the card-owner use it responsibly, it should help the both of you. Or, if you don't have someone to help you, you can always ask to join our tradeline program. In most cases a family member card will allow you to be added as a card member user but the electronic reporting information may not always reliably report or show the proper history. Our service will always guarantee that our Authorized User tradelines will report faithfully the electronic information to your credit report and the appropriate years of open payment history.

When it comes to the FICO SCORE, any new credit file which is automatically created by the bureaus computer will be blank and you will need to re-establish credit by applying for a credit card or other credit lines under the law.

More Information About CPN Number & SCN Number

A CPN Credit Profile Number or SCN Second Chance Number is separate from your Social Security Number (SSN). It helps to protect one's Social Security Number (SSN) from various internet threats such as identity theft. These numbers can be used in place of the Social Security Number (SSN) when an individual applies for credit.

Creditors do not get any benefits when their clients get a new credit file. Based on the 1974 Privacy Act, a person is not obligated to give his or her Social Security Number (SSN) to any private entities. When it comes to the legality, CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) are completely legal. However, it should be kept in mind that they can be utilized for credit purposes only and not for deceitful intentions.

Using a CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) makes it easier to segregate finances in the event of identity theft. Without access to a Social Security Number (SSN) the thief is somewhat limited in the amount of difficulties they are creating for the rightful owner of the number.

Getting a CPN Credit Pivacy Number Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) does not release a person from his or her previous debts. In fact the individual remains liable for all debts incurred on credit accounts referencing a SSN OR CPN OR SCN. Obtaining this number will not replace old bad credit. That is what makes it different from any credit repair or restoration scams.

You can use a CPN Credit Profile Number / SCN Second Chance Number Number for anything that usually requires credit reporting purposes.You can use a CPN Credit Profile Number to get: Credit Cards, Auto loans, Cable, Utilities, Apartments, Office and open Bank accounts.

FBI Website:

“Credit Privacy Numbers (CPNs) are nine-digit file numbers that follow the same algorithm as Social Security Account Numbers (SSANs). Currently, federal law allows individuals to legally use CPNs for financial reporting and protects those individuals who do not wish to disclose their SSAN. Individuals who acquire CPNs are completely responsible for any debt they incur using this number"

Our CPN Number / SCN Number programs Will Change Your Life!

We have come up with many innovative CPN credit profile number SCN second chance number programs over the years but I must say the banks response to the misuse of CPN credit profile number SCN second chance numbers has brought these programs to a quick halt. The government has a requirement that all CPN credit profile number SCN second chance numbers that are used for consumer credit purposes be managed properly by paying all debts responsibly and on time or it could be construed as credit or bank fraud.

Many folks would purchase a CPN credit profile number SCN second chance number in order to create a new credit profile or a clean slate fresh start credit profile in order to quickly start a new credit beginning or simply to allow their credit profile to be protected and operate separately and securely from their SSN social security number credit file. Many people over the past years have abused the legal privilege of having a CPN credit profile number SCN second chance number and credit profile by amassing consumer based credit products such as credit cards, cash loans, and automobile loans. I have had many calls from investigators over the years of people that were caught by law enforcement officials for not paying their bills or driving $200,000 cars and never once paid their bills. This violates all government and consumer laws. Once they were caught they cried like a baby saying this Company built this CPN credit profile number SCN second chance number credit profile for me and they should be blamed for me never once paying my bills. Make it known that you are the one that legally is required to pay your bills. Please be assured that when a law enforcement official comes to us and asks questions about us building, constructing, or manufacturing a credit profile in your name or your false identity please once again make it known that we will indeed expose your identity and credentials fully and it will be you the user of the CPN credit profile number SCN second chance number that takes the fall for not meeting the minimum government or consumer credit laws for taking responsibility for all of your debts that are incurred while possessing and using your CPN credit profile number SCN second chance number credit profile.

Reasons to not purchase a CPN SCN number profile

Recently, Banks, Credit Card Companies, and Property Management Companies have raised their bar on the way that they check a consumers credit report. Now when you apply for credit utilizing a CPN credit profile number SCN second chance credit profile number they will almost always ask you for a Drivers License number that you are required to comply by filling in the blank with your real drivers license number. They will almost always ask you while applying for credit utilizing your CPN credit profile number SCN second chance number credit profile to check a box on the application to allow them to check one time in 90 days with the SSA Social Security Administration to verify whether your name on the credit application indeed matches the name listed on the SSN Social Security Number block of the application. The only number that will match with the SSA Social Security Administrations system is your original SSN Social Security Administration issued number in your name. Once they see that there is not a match they will immediately pass on you and deny your application with the possibility of fraud. Sometimes the creditor will ask you to upload documents to support your identity while applying with the SSN Social Security Number CPN Credit Profile Number SCN Second Chance Number and once you upload your actual Drivers License DL or Social Security Number SSN Card your CPN Credit Profile Number or SCN Second Chance Number will blend together with your SSN Social Security Number consumer credit bureau and will generally be rendered useless. There are some creditor applications that will not ask for you to check the SSN Social Security Administration Number and will allow the application to indeed go forward. Please don’t be foolish and think that it is OK to upload false documents to the Creditor Bank as proof of who you really are not to support the CPN Credit Profile Number or SCN Second Chance Number. Even if your name and date of birth on the ID identity Card match your authenticated identity but the number of the ID identification Card are manufactured it can and most likely will be construed as committing bank or credit fraud on some level. Some of these banks will approve you and some of these banks will deny your application by utilizing the CPN Credit Profile Number SCN Second Chance Number.

To date, many of these creditors will still allow the CPN Credit Profile Number and SCN Second Chance Number to be utilized for obtaining basic level apartment rents and vehicle loans mostly and well under $60,000 MSRP.

Instead of wasting your money, time and effort on CPN Credit Profile Numbers or SCN Second Chance Numbers that let you sown almost all the time due to the unrealistic expectation that the CPN Credit Privacy Number SCN Second Chance Number provides due to expecting more than any of these programs can provide you in return for your monetary investment into these programs, you should instead join our CreditSupreme business builder program: You can find my form "CREDITSUPREME 2650" at: https://form.jotform.com/221635672565158 as this program will change the way you think about credit. When we bring somebody on board our Business Builder Program they will either bring with them an existing Business that has a history of being in business that we will build upon or we will build from the ground up a “startup” business from scratch brand new with no history. We first start our Business Builder Program by making sure the Business is registered properly with the Secretary of State and that all of the information matches with the Business information and with the Business Bank in which the Bank account is with. For our Business Builder program you must have an active website that is at a bare minimum informative about your business and business practices. It must be in line with the business NAICS category code that you chose initially when you started your business. This sets the tone for your business category and type of business and you must always use this code or category consistently when applying to a creditor for any credit. Your NAICS code must be one that is from the good list and not the bad list…meaning there are certain categories of businesses that are not looked highly upon by the banks. Some businesses are favorable. Banks like to do business with the categories that are favorable because they deem them bonafide and trustworthy of doing business with due to such factors as average business volumes, low default rates, and turns of inventories. Banks like these things so pick a business category off of the good list to give yourself a good initial start.

As part of our Business Builder Program you will amass about 14 trade accounts that are active and usable in your business name. These 14 accounts are the accounts that report back to the business credit report and score the business on Experian Business and Dun & Bradstreet. All of the other accounts that do not report back we don’t want and are not interested in initially. We do not get any credit from accounts that don’t report back. These 14 commercial trade accounts will have combined total credit limits that are usable in upwards of $85,000. These 14 accounts are put onto the credit profile in a certain systematic order that most people trying to do it themselves would almost only acquire 2-3 accounts at the most. This systematic approach has been perfected by us over the course of 3 years and allows us to fastrack the program in only 6-9 months. One these program accounts report to the business profile you can qualify for SBA financing for your business with the best terms available due to your perfect credit score of 95-98. You will even qualify for zero down payment auto loans through our commercial vendor that also reports back to the business credit profile giving you more credibility for the next vendor that wants to be a part of your business credit journey.

But beside all of the elements of our Business Builder Program that we have discussed in the above paragraphs that is the most amazing thing is that all of the 14 commercial trade accounts come with no personal guarantee. The Auto loan also requires no personal guarantee. Once you set up a program like this for yourself you’ll never use your personal credit again for anything on planet earth. You’ll be able to just let your Social Security number credit file that’s probably been bad your whole life set an age all the bad falls off Angela once again at some point in time have perfect credit on your Social Security credit file.I know that this is hard for most people to grasp or even imagine but this business builder program of ours is absolutely amazing and you need to be a part of it. If you have numerous businesses you can run all of them through here at the same time even and you will get a discount on everyone of them after the first that you sign up if they’re done all at the same time. You can either go to the main menu and click on Creditsupreme business filter program or you can click on the link here that will take you to the application you can fill it out and get started. Don’t delay this program should’ve been done in 2022 for most people preparing for the 2023 recession. It’s still not too late to get started you can get started anytime and we will lead you the entire way doing most things for you. Once again you can click on this link to get started…

You can find my form "CREDITSUPREME 2650" at: https://form.jotform.com/221635672565158

What Is a CPN Number / SCN Number ?

A CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) is a unique nine digit identification number that can be used to report financial information to all three credit bureaus. A CPN NUMBER / SCN Number is registered with the Three Credit Reporting Bureaus the process to do so called TRI-Merged (Submitting your personal information & the CPN / SCN to the 3 credit bureaus) and after that you will be able to have payments and financial information reported to. Trimerging a CPN number basically creates an account in the system of all three credit bureaus in your name and your information. It becomes a durable goods item that you will possess for your personal credit uses.

Note that a CPN Number / SCN Number does not replace your Social Security Number (SSN)

THIS NUMBER CAN ONLY USED FOR CREDIT REPORTING PURPOSES AND BASIC CONSUMER CREDIT.

Apply Today And Start FRESH!

More Information About CPN Number & SCN Number

A CPN Number or SCN Number is separate from your Social Security Number (SSN). It helps to protect one's Social Security Number (SSN) from various internet threats such as identity theft. These numbers can be used in place of the Social Security Number (SSN) when an individual applies for credit.

Getting a CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) does not release a person from his or her previous debts. In fact the individual remains liable for all debts incurred on credit accounts referencing a SSN OR CPN OR SCN. Obtaining this number will not replace old bad credit. That is what makes it different from any credit repair or restoration scams.

You can use a CPN Number / SCN Number for anything that usually requires credit reporting purposes.

You can use a CPN NUMBER TO GET: Credit Cards, Auto loans, Cable, Utilities, Apartments, Office and open Bank accounts.

FBI Website:

“Credit Privacy Numbers (CPNs) are nine-digit file numbers that follow the same algorithm as Social Security Account Numbers (SSANs). Currently, federal law allows individuals to legally use CPNs for financial reporting and protects those individuals who do not wish to disclose their SSAN. Individuals who acquire CPNs are completely responsible for any debt they incur using this number"

Our CPN Number / SCN Number programs Will Change Your Life!

HERE IS HOW WE DEBUNK THE MYTH OF "is it legal?"

“I would not use a CPN especially if you have questionable credit,” said John C. Heath, a credit expert and consumer attorney for Lexington Law. “It may be seen as an attempt to deceive a creditor about your creditworthiness (even if that is not your intention)."

Correct answer: What Lexington Law is not telling you is that it is completely legal to use a CPN to conduct your personal financial business…obtaining basic consumer type credit. If you do not pay these bills that’s when you can get yourself in a heap of trouble if they prove that your intention was to purposely elude creditors and evade paying your committed debts.

"CPN sellers also often tell consumers they can apply for and receive credit from lenders and that their credit transactions will be reported to the three major credit reporting agencies — Experian, TransUnion and Equifax."

Correct answer: When we register the CPN number and your personal information with all three bureaus this is EXACTLY what occurs…No myth!

“Equifax asks for Social Security numbers and not alternatives,” said Nancy Bistritz, director of public relations and communications for the credit reporting agency.

TransUnion sent us a similar statement….

“TransUnion uses Social Security Numbers to identify consumer data for credit reports,” said David Blumberg, public relations director for TransUnion. “This approach is the standard for our industry because it supports the most accurate matching.”

Correct answer: The five agencies that require you to give them your SSN do not include the private sector credit bureaus. This is the premise as to why the number is completely 100% legal for use to conduct your personal financial business without exposing your sensitive information to these bureaus that are not required on ALL levels to access it. The Equifax breach is a prime example why EVERYBODY should possess a CPN number!

"If these numbers are such scams then why are consumers in danger of prosecution when countless companies are clearly marketing and selling them without recourse. Seems that if the CPN is in fact illegal then some accountability lies with the agencies that issue them......additionally, I've known about the CPN for years now and have seen several individuals "start over" with them and how are lines of credit being offered and approved if reporting agencies don't except or recognize them?"

Correct answer: Because they are legal to have and use as long as you pay all of your bills responsibly. They just try to discourage the purchasing and use of them through manipulative ads and vague interpretation of the law betting that most consumers are dummies!

"Why does the Social Security Administration offer them if you can't use it for anything legitimate? Doesn't make sense."

Correct answer: They are issued by the SSA to all immigrants when they come over to work. They tell you its not for work and its not a social security number. Then what is it? It is a CPN used for personal financial business!

Companies offering credit privacy numbers boast two big selling points. Nonetheless, despite these supposed pros of getting a CPN, Credit Privacy Numbers end up still being a hindrance when it comes to getting a business loan.

Correct answer: You can only use it to obtain credit and financing personally and then use the personal funds to accellerate your business.

It protects your Social Security number.

People who are worried about identity theft and dislike the idea of sharing their Social Security number with anyone might get a CPN thinking they can use it as identification instead of their SSN.

In reality, however, if a lender asks for your SSN, they aren’t going to be satisfied with your credit privacy number. Think about it: You’re asking a bank to lend you tens or hundreds of thousands of dollars, trusting that you will pay it back, but you don’t trust them enough to share your SSN?

Correct answer: This is a weak response…A CPN does protect your SSN! It is a firewall!

It can help you clean up your credit history.

CPNs are often promoted as part of a plan to improve your credit. When you do an online search for “credit privacy number,” lots of credit repair programs pop up. By using the CPN, these companies claim, you can apply for credit cards, lines of credit, or loans, and the companies involved will never find out that you have bad credit.

Correct answer: This is true in most cases…and these companies are not priveledged enough to have entitlement to your SSN credit.

However, it’s pretty obvious rather than improving your credit history, the credit privacy number is intended to hide it. And common sense will tell you that as long as the CPN is connected with you—your name, address, and other identifying information—it’s a simple matter for credit sources to uncover your credit score, no matter which ID number you use.

If anything, using a credit privacy number will make them more suspicious of your creditworthiness. And though it’s a difficult reality to face, that’s why you should focus on fixing your score instead.

Correct response: A CPN is the first step to fixing your credit past. It allows you to stop using your SSN for credit and allows you to continue forward. Only then can you stop and fix your SSN credit. Down the road you should bring both of the files together to report together.

"NEW LAW STOPS CREDIT PROFILE NUMBERS- Superior Tradelines"

Correct answer: There is no new law and they are not in the CPN business and do not report tradelines to CPNs. That is why they are full of reckless irresponsible banter. They have no knowledge of them and they know by talking about CPNs it will increase their Google rankings.

"What Is A CPN? Fraud Just Waiting to Happen- Wallethub"

Correct answer: Only if you take the money that you obtained by using the CPN number and don’t repay it. They will say that you intentionally misled creditors and that is fraud! They have no knowledge of them and they know by talking about CPNs it will increase their Google rankings.

"Your One-Way Ticket to Jail, the Credit Privacy Number- Creditsesame"

"What Is a Credit Privacy Number? Nerdwallet"

A credit privacy number, or CPN, is a nine-digit ID that can be used in lieu of a Social Security number for credit reporting and other financial purposes, like applying for a loan. Also called a credit profile number, a CPN is primarily used for tracking credit history or applying for loans. You’ve probably heard of CPNs in the context of credit repair: A company will promise to issue you a CPN that will make it easier to qualify for new credit or get rid of bad debts. But be careful: Sometimes, those companies are selling a service that’s useless or even outright illegal.

So why use a CPN instead of an SSN, anyway?

Like an SSN, each person can only have one CPN. It’s used as a unique identifier for your financial transactions and lets lenders and credit reporting agencies keep an eye on your borrowing history. However, a CPN can help you keep your finances safe and hidden from the public eye. For that reason, it’s popular among elected officials, celebrities and people in witness protection programs. As the name implies, it’s mostly used by people who need a little extra privacy.

A CPN isn’t always a substitute for an SSN, though: You can’t use it for documents submitted to the IRS or an employer, registering a vehicle or applying for a government loan, for instance. If you have a CPN, it’s on you to know when you can and can’t use it.

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CURRENT 2025 OFFERINGS

CPN Number / SCN Number

To Build a Credit Score You Have Two Options:

More Information About CPN Number & SCN Number

Our CPN Number / SCN Number programs Will Change Your Life!

What Is a CPN Number / SCN Number ?

More Information About CPN Number & SCN Number

Our CPN Number / SCN Number programs Will Change Your Life!

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